Patients, guests, doctors, nurses and high-quality technology - nowhere in terms of insurance does the balance between personal injury and property damage lie so closely together as in the hospital and the healthcare system in general. Quite apart from the responsibility for life and limb and the operator's responsibility of the responsible persons. In the end, many hospitals are also corporations that have to work "at least to cover costs". A lot going on and in the end the desire for 100% reliability and redundancy - that is the goal, only the reality usually looks different. Even if the will is there, you rarely have full influence on the infrastructure.
Imagine if the power in your hospital fails? - An emergency power generator is already ready? It will only help you if the reason for the power failure is not directly related to your own infrastructure. If there is a power outage at a station because the main electrical or sub-distribution fails or even burns out, a temporary closure of this area is often inevitable.
The greatest risks often lurk where you don't look every day and where the variable components cannot be planned for you. Countless machines, people, changes in bed occupancy and operations and thus a fluctuation in the power supply. Electronic fires in distributors and consumers are among the most common causes of fire worldwide. Overheating in the main and sub-distributions and high consumption of the respective technology can result in fires that pose a great risk to people and property.
Risk factors in the hospital: